Make easy payments with Affirm
Your rate will be based on credit and is subject to an eligibility check. Payment options depend on your purchase amount, and a down payment may be required. Affirm loans are made by Cross River Bank, Member FDIC.
Applying for Affirm financing is quick and easy. Simply provide a few details about yourself and get a real-time decision, so you can purchase and pay over time.
Affirm only performs a soft credit check, which won’t affect your credit score. And, on-time payments with Affirm can help you build a positive credit history. You won’t start payments for 30 days!
No Hidden Fees
Know up front exactly what you’ll owe, with no hidden costs and no surprises. You’ll see your loan terms, including your APR and your monthly payment amounts, before you decide on a payment plan.
Affirm is a financing option method available to U.S. residents and territories, excluding Iowa and West Virginia. Using this payment method allows you to make easy monthly payments. Just select Affirm as your payment method during checkout, and follow the instructions given. Affirm is not available for bidding. For any other questions regarding Affirm, you may contact their support team via [email protected]
Affirm is only offered to individuals in the U.S. with a U.S. mobile number, shipping address and SSN.
Your Affirm account is created using your name, email, mobile phone number, birthday and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.
Yes, but it will not affect your credit score. When you first create an Affirm account, Affirm performs a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score. Your rate will be 10–30% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
Yes, protecting your personal information is very important to Affirm. Affirm encrypts sensitive data including Social Security Numbers. Affirm also maintains physical, electronic and procedural safeguards to protect your information. Affirm does not sell or rent your information to anyone.
We aren’t always able to approve financing for the full amount of a purchase. When this happens, you will have the option of using a debit card to pay for the rest of your purchase. Regrettably, the down payment amount can’t be changed.
Affirm sometimes needs more information about your financial situation to evaluate your loan application. We may ask you to link your online checking account, which helps us determine your ability to repay a loan. If you’re prompted to link your checking account and would like to continue with the application process, you may securely link your account by providing the login information for your bank account. We may refresh your bank account information periodically, but you can unlink your account at any time in your Affirm account settings.